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Principal Mutual Summary of Dental Benefits for EOC

Covered Benefit

In-Network
covers

Out-of-Network
covers

Preventive Services
-cleanings, exams, x-rays, sealants, fluoride treatments
100%
(Deductible waived)
100% (R & C)
(Deductible waived)
Basic Services
-restorative/fillings, endodontics, oral surgery
100%
80% (R & C)
Major Services
-crowns, dentures, bridges, periodontic surgery
60%
50% (R & C)
Orthodontia
-Seperate $50 deductible per individual
-$1000 lifetime max per individual

50%

50% (R & C)
Deductible
-3 deductibles per family maxium
-per yea, Basic and Major combined
-waived for preventive services
$50
$50
Plan Calendar Year Maximum Benefit
$1,500

Note: Services involving $200 or more require the dentist to submit a treatment plan for pre-authorization prior to beginning treatment.

This is a summary of benefits only.
Please refer to your plan's booklet or contact Human Resources for full details of coverage and eligibility.

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