Principal Mutual Summary of Dental Benefits for EOC
Covered Benefit |
In-Network
covers
|
Out-of-Network
covers
|
Preventive Services
-cleanings, exams, x-rays, sealants, fluoride treatments
|
100%
(Deductible waived) |
100% (R & C)
(Deductible waived) |
Basic Services
-restorative/fillings, endodontics, oral surgery
|
100%
|
80% (R & C) |
Major Services
-crowns, dentures, bridges, periodontic surgery
|
60% |
50% (R & C) |
Orthodontia
-Seperate $50 deductible per individual
-$1000 lifetime max per individual |
50%
|
50% (R & C) |
Deductible
-3 deductibles per family maxium
-per yea, Basic and Major combined
-waived for preventive services |
$50 |
$50 |
| Plan Calendar Year Maximum Benefit |
$1,500 |
Note: Services involving $200 or more require the dentist to submit
a treatment plan for pre-authorization prior to beginning treatment.
This is a summary of benefits only.
Please refer to your plan's booklet or contact Human Resources for full details
of coverage and eligibility.
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